We offer FHA, VA, JUMBO, USDA, & HARP Loans!

We appreciate the service of our military folks! Please ask us about our $300 credit towards closing cost for our military customers!

Be sure to ask about our no point, no closing cost product offerings!

Ask us about our unbelievable FIRST TIME Homebuyer's program!

"We make the mortgage process simple and straightforward by offering you the latest in financial tools that enables you to make sound financial choices. We call this process, MortgageSimple." -Jim Johnson, President & Founder

You can explore our site without any obligation or disclosure of personal information, or if you want, you can even begin the application process online.

We understand that every customer is very different, and we offer a variety of lending products to meet your individual, family and business needs.

We take great pride that over 93% of our business is either repeat or referred from our loyal customers.

Please contact us today for a FREE, no obligation, confidential consultation on your lending needs. You can also apply online. It is fast, secure and easy! You will be surprised with the results!


Prequalification Calculator

To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.

Gross Monthly Income $
Monthly Debt/Payments
Include only loans that won't be paid off in 10 months
Loan Terms You Desire
Interest Rate %     %
Term      Years
Down Payment (% of Sales Price)     %
Expected Taxes & Insurance
If you don't know what your property taxes and insurance will be, leave this section blank. We will estimate it for you. Otherwise, please enter your estimated taxes and insurance.
Yearly Property Tax
Yearly Property Insurance